Recovery & Remarketing

Recovery & Remarketing services provide lenders with a comprehensive solution to recover, manage, and resell collateral following loan default. By combining compliant repossession, efficient asset recovery, and strategic remarketing, these services help financial institutions reduce charge-offs, improve recovery rates, and maximize the value of repossessed assets across auto and specialty lending portfolios. 

Recovery & Remarketing is a service that helps lenders recover repossessed assets and resell them to maximize value. It includes compliant repossession, asset recovery, and data-driven remarketing strategies, enabling financial institutions to reduce losses, improve recovery rates, and maintain regulatory compliance. 

What is Repossession & Remarketing services?

Recovery & Remarketing services help lenders recover, manage, and resell collateral following loan default while maintaining compliance with regulatory requirements. In today’s lending environment, financial institutions must balance speed, efficiency, and risk management—making a streamlined recovery and remarketing process essential to portfolio performance.

These services support lenders through the full lifecycle of asset recovery, from repossession to resale. Using a nationwide network of licensed agents and advanced technology, collateral is located and secured efficiently and in compliance with federal and state regulations. Lenders benefit from real-time tracking, transparent communication, and consistent case management throughout the recovery process.

Once assets are recovered, remarketing strategies focus on maximizing value. This includes transportation, condition reporting, reconditioning, and resale through digital auctions and wholesale channels. By optimizing pricing and time-to-sale, lenders can reduce charge-offs and improve recovery outcomes.

Full-service Recovery & Remarketing solutions also provide:

  • Repossession & Asset Recovery Services
  • Nationwide Network of Direct and Indirect Recovery Agents
  • Managed by a Dedicated In-House Vendor Relations Team
  • Full-Service In-Lane and Digital Remarketing Solutions
  • Innovative In-Lane Auction Model Featuring Patented “Turns”
  • Comprehensive Auction Services Including Reconditioning, Mechanical, Body Work, and Transportation
  • End-to-End Title Transfer and Title Management Services
  • Compliance-Focused Skip Tracing and Asset Location Solutions

  • Repossession

  • Recovery

  • Remarketing

  • Nationwide coverage with a vetted network of licensed recovery agents

  • Voluntary and involuntary repossessions handled with professionalism & compliance

  • Real-time updates through a secure client portal

  • Use of GPS tracking and advanced tools for efficient asset location

  • Strict adherence to CFPB, FDCPA, and state repossession laws

  • Fast response times to reduce days to recovery
  • End-to-end asset recovery management

  • Secure transport and storage of recovered vehicles and equipment

  • Condition reporting and documentation upon recovery

  • 24/7 client access to case status and reporting

  • Coordination of title and key handling

  • Specialized expertise in auto, powersports, RV, marine, and specialty collateral
  • Multi-platform sales strategy to maximize asset value

  • Access to leading digital and wholesale auction channels

  • Pre-sale reconditioning and inspection services

  • Professional photography and detailed vehicle listings

  • Title management and lien release support

  • Data-driven pricing strategies to optimize returns and minimize charge-offs

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Recovery & Remarketing FAQ's

 
 
 
 
 
 
 
 
 
 
 

How does the Recovery and Remarketing process work?

The Recovery and Remarketing process begins by locating and repossessing collateral after a loan default. Once recovered, the asset is evaluated, prepared for sale, and remarketed through auctions or resale channels to maximize recovery value and reduce losses for lenders.

How does Recovery and Remarketing help reduce lender losses?

Recovery and Remarketing reduces lender losses by efficiently recovering collateral and optimizing resale value. By accelerating asset liquidation and improving sale outcomes, lenders can offset loan deficiencies and strengthen overall portfolio performance.

How long does the Recovery and Remarketing process take?

The Recovery and Remarketing process timeline varies based on asset location, condition, and market demand. However, streamlined programs are designed to recover and remarket assets as quickly as possible to minimize depreciation and maximize returns for lenders. 

Can Recovery and Remarketing services be customized?

Yes, Recovery and Remarketing services can be customized to meet lender needs. Programs can be tailored based on asset type, geographic coverage, reporting requirements, and system integrations to align with specific operational and portfolio management goals. 

What are the benefits of outsourcing Recovery and Remarketing services?

Outsourcing Recovery and Remarketing helps lenders improve efficiency, reduce operational burden, and increase recovery rates. It also ensures compliance with repossession laws and provides access to established resale channels, market expertise, and streamlined asset management processes. 

Additional Collateral Protection Insurance Solutions for Lenders

Risk management solutions to protect loan portfolios, reduce coverage gaps, and simplify insurance tracking. 

 
 
 
 
 
 
 
 
 
 
 
 

Vendor's Single Interest

 
 
 
 
 
 
 
 
 

A Blanket VSI policy eliminates the need to track insurance policies, send warning letters and force-place CPI coverage after loan closing. 

  • Check Mark Collateral Protection Insurance Alternative
  • 2 Check Mark Website Eliminates Insurance Tracking Post-Close
  • 2 Check Mark Website Provides Physical Damage Coverage
  • 2 Check Mark Website Additional Coverages Available
  • 2 Check Mark Website Simple Reporting & Remittance
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Auto Insurance Tracking

 
 
 
 
 
 
 
 
 
 

Outsource all the duties associated with opening insurance renewal mail, tracking insurance policies, sending warning letters and force-placing coverage.

  • 2 Check Mark Website Third-Party Insurance Tracking
  • 2 Check Mark Website Notifications Handled By Third-Party
  • 2 Check Mark Website CPI Coverage Placed When Needed
  • 2 Check Mark Website Transfers Risk of Non-Compliance
  • 2 Check Mark Website Access to Real-Time Online System
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Collateral Protection Insurance

Gain access to a user-friendly system which generates compliant warning letters and allows lenders to easily add, cancel and edit CPI coverage when necessary.

  • 2 Check Mark Website Add, Edit or Cancel Coverage Online
  • 2 Check Mark Website Automated Warning Letter Cycle
  • 2 Check Mark Website Physical Damage Coverage Included
  • 2 Check Mark Website Additional Coverage Available
  • 2 Check Mark Website Simplified Monthly or Annual Billing
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Have questions? Let’s connect.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
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