Blanket Portfolio Protection

Explore our compliant and innovative Blanket Portfolio Protection programs such as Blanket Mortgage, Blanket VSI, and Blanket Equipment, designed to safeguard collateral effectively.

Blanket Portfolio Protection

Eliminate Insurance Tracking with our Blanket 360 suite

Explore the benefits of our Blanket Equipment, Blanket VSI and Blanket Mortgage programs.   

Blanket Portfolio Protection

Vendor's Single Interest

 
 
 
 
 
 

Also known as Blanket VSI, this policy eliminates the need to track insurance policies, send warning letters, and force-place CPI after loan closing.


  • 2 Check Mark Website Collateral Protection Insurance Alternative
  • 2 Check Mark Website Eliminates Insurance Tracking Post-Close
  • 2 Check Mark Website Provides Physical Damage Coverage
  • 2 Check Mark Website Additional Coverages Available
  • 2 Check Mark Website Simple Reporting & Remittance

Blanket Portfolio Protection

Blanket Mortgage

 
 
 
 
 
 
 
 
 

This Blanket policy eliminates the need to track hazard insurance, send warning letters and force-place hazard coverage after verifying insurance at loan closing. 


  • Check Mark Lender-Placed Program Alternative
  • 2 Check Mark Website Eliminates Hazard Insurance Policy Tracking
  • 2 Check Mark Website Provides All-Risk Property Coverage
  • 2 Check Mark Website Coverage Through Foreclosure Process
  • 2 Check Mark Website REO & Flood Coverage Available

Blanket Portfolio Protection

Blanket Equipment

 
 
 
 
 
 
 
 
 
 

This Blanket policy eliminates the need to track insurance and force place coverage after loan closing on equipment taken as collateral on commercial loans. 


  • 2 Check Mark Website Eliminates Equipment Insurance Tracking
  • 2 Check Mark Website Reduces Friction with Commercial Borrowers
  • 2 Check Mark Website Simplified Month-End Reporting
  • 2 Check Mark Website Coverage For Business Inventory
  • 2 Check Mark Website Lowers Risk of Uknown Uninsured Losses

CHALLENGE

A community lender found themselves overwhelmed by the borrower friction and workload associated with managing a Collateral Protection Insurance (CPI) program.

 
 

SOLUTION

Unitas helped the lender implement a Blanket VSI policy to reduce borrower friction, streamline loan servicing efforts, and minimize the risk of uninsured collateral.

 

IMPACT

The Blanket VSI policy helped the lender eliminate the need to track insurance after loan closing, reducing administrative expenses, borrower friction, and charge-offs.

 

CHALLENGE

The lender was burdened with the tedious tasks of contacting commercial customers for proof of coverage, updating ticklers, and ensuring that a copy of the insurance was included in each loan file.

 

SOLUTION

Unitas implemented a Blanket Equipment policy to reduce borrower friction and administrative expenses associated with tracking insurance policies and contacting borrowers.

 

IMPACT

The Blanket policy reduced the administrative time and costs associated with tracking insurance, minimized errors from false placements, and ensured that collateral and their interests were covered.

 

CHALLENGE

Unitas assisted a lender overwhelmed with tracking hazard insurance, sending notification letters, and force-placing coverage on their mortgage portfolio.

 

SOLUTION

As an alternative to a traditional lender-placed insurance program, a Blanket Mortgage policy provided automatic coverage for the lender’s portfolio.

 

IMPACT

The Blanket Mortgage policy eliminated the need to track and force-place hazard insurance, send warning letters, and contact borrowers about their insurance.

 
Blanket 360 Guide

Read our Guide to Blanket 360 and the Benefits of Portfolio Protection Programs

Blanket solutions can help eliminate insurance tracking and increase loan servicing efficiencies

 
 
 
 
 
 
 
 
 
 
 
 
Blanket Portfolio Protection

Blanket Policy eBooks provide insights into the programs and their benefits.

 
 
 
 
 
 
 
Blanket Mortgage eBook

Get Our Free Blanket Mortgage Hazard eBook.

Lenders across the country have moved to a Blanket policy for its increased servicing efficiencies.

 
 
 
 
 
 

BEQ eBook Cover PageBlanket Equipment eBook.

Download

VSI eBook Cover PageBlanket VSI eBook.

Download

Risk Management Solutions

Programs Designed to Simplify Risk Management

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