Real Estate Lending Solutions
Explore our compliant, innovative Blanket Portfolio Protection programs—Blanket Mortgage, Blanket VSI, and Blanket Equipment—designed to safeguard collateral effectively.
Programs designed to help reduce the risk of uninsured collateral.
Solutions designed to safeguard a lenders financial interest in uninsured collateral.
Real Estate Lending
This Blanket policy eliminates the need to track hazard insurance, send warning letters and force-place hazard coverage after verifying insurance at loan closing.
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Lender-Placed Program Alternative
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Eliminates Hazard Insurance Policy Tracking
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Provides All-Risk Property Coverage
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Coverage Through Foreclosure Process
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REO & Flood Coverage Available
Real Estate Lending
Outsource all the duties associated with opening insurance renewal mail, tracking insurance policies, sending warning letters and force-placing coverage.
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Third-Party Insurance Tracking
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Notifications Handled By Third-Party
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Force-Placed Insurance Placed When Needed
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Transfers Risk of Non-Compliance
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Access to Real-Time Online System
Real Estate Lending
Gain access to a user-friendly system which generates CFPB compliance warning letters and allows lenders to easily add, cancel and edit coverage when necessary.
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Add, Edit or Cancel Coverage Online
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Automated Warning Letter Cycle
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Hazard, Flood and REO Coverage
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Customizable Deductibles & Limits
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Simplified Monthly or Annual Billing
We have solutions to eliminate insurance tracking & streamline servicing
Discover our portfolio protection suite designed to streamline loan servicing, enhance operational efficiency, and eliminate the need for insurance tracking across real estate, consumer, and equipment loan portfolios. Our solutions allow lenders to focus on growth while ensuring compliance and minimizing administrative burdens.
Blanket Mortgage
An alternative to lender-placed programs, offering workflow efficiencies by removing the need to track hazard insurance, send notification letters, and implement force-placed coverage.
Blanket VSI
A streamlined alternative to traditional CPI insurance programs, which eliminates insurance tracking, notification letters, and force-placed CPI coverage.
Blanket Equipment
Eliminates the need to track insurance on equipment used as collateral on commercial loans, offering servicing efficiencies and reduces friction with borrowers over insurance coverage.
Discover Home Equity lending solutions designed to help lenders increase volume and reduce closing costs.
Our customizable Home Equity lending solutions, such as Protequity and Property Evaluations, help lenders increase Home Equity loan transactions, while lowering closing costs. These solutions allow lenders to increase loan volume without negatively impacting your portfolio performance.
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Protequity Equity Protection
Our Protequity solution is a credit default insurance program designed to assist lenders with growing their loan portfolio while mitigating exposure to potential future loan losses.
Property Evaluation Reports
Property Evaluations provide lenders with compliant, detailed reports for residential and commercial real estate, offering a cost-effective way to reduce closing costs while ensuring accuracy.
Have questions? Connect with our team.
For more information about how Unitas Financial Services can provide tailored solutions to meet your needs, contact us today to start the conversation.