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2021 Lending and Delinquency Forecast

Submitted by Unitas Financial Services on February 15, 2021

The COVID-19 pandemic has had a devastating effect on economies globally. Almost daily, there's news of businesses closing down and employees being laid off or facing salary cuts.

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Supporting the Communities We Serve

Submitted by Brian J. Ruhe on January 29, 2021

Support of their local communities has long been a focus of community lenders. Credit unions and community banks across the country are known for their reinvestment into the towns and cities they serve. Charitable giving can take a variety of forms – many times focused on causes and organizations unique to each area of the country. Especially during these difficult times surrounding the Covid-19 pandemic, support of these local organizations and charities is of the utmost importance. This fact has not been lost on credit unions and community banks, and many have stepped-up remarkably in this support during these challenging times. 

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Did 2020 Open Doors to Greater Efficiency for your Bank or Credit Union?

Submitted by Jim Perry on January 15, 2021

When 2020 started, we were not aware that phrases like “new normal” and “unprecedented” would become the vernacular of business professionals across America. After a short while, it got to the point where those phrases would be muttered with a semblance of sarcasm at the start of each virtual meeting or phone call. Towards the end of the year, I could feel a sense of hope that 2021 would be a new year, where things would end up going back to the “old normal” in some capacity.

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Finding Purpose in Helping Community Lenders

Submitted by Bill Jones on December 16, 2020

I am a big believer in purpose. Everything goes better when there is a purpose behind it, and the doing of it brings meaningful purpose to the people involved. When people believe they are involved in something meaningful to them, they put more effort into it. They tune in and lock on. I had to learn about purpose in my own industry.

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Community Lenders Provide Relief Despite Setbacks in 2020

Submitted by Unitas Financial Services on November 25, 2020
In a year full of challenges, one of the most powerful themes to emerge has been one of gratitude. During a time of uncertainty and change, the kindness and support of others has been a guiding light that has moved us forward in this new reality. Community lenders are no exception. Let's look at how the circumstances that came about in 2020 have affected community banking centers that are the heart of our country.
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Is it time to take a Closer Look at your Home Equity Lending Program

Submitted by Unitas Financial Services on November 16, 2020

Mortgage originations, whether new home purchases or refinances, have been booming over the last several months. The latest projections from Freddie Mac have $3.6 trillion for 2020, and 2021 is expected to produce $2.6 trillion. With all these purchases and refinances, why is now a good time to revisit your home equity program?

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