In a day and age where information is nearly immediate, lenders face the challenge of working to set themselves apart from their competition. Indirect lending is a particularly difficult arena to set yourself apart in, especially in a world where rates are aggressively low, and margins are slim. Instead of competing in a race to the bottom in APR, why not set yourself apart with innovative protections for your borrowers? Our newest product called Vehicle Return Plan or VRP from Unitas Financial Servicesallows auto lenders to offer a year of complimentary coverage to their borrowers with optional extra coverages.