Vehicle Return Plan

This innovative new product offers 8 different coverages in one to help protect your members when unexpected life events occur.

Lender BenefitsScreenshot 2019-03-07 12.31.31


  • Protection when your customers need it most
  • The first-ever standalone Vehicle Return Plan (VRP)
  • Generates revenue
  • Reduces chargebacks
  • Fully customizable negative equity program based on your customers’ needs
  • Backed by an A-Rated Insurance Company
  • Award-winning customer service & claims

Borrower Benefits


Unheard of Protection for your members from unexpected life events such as losing a job or suffering an illness. Our smart, worry-free protection covers:

  • Depreciation resulting in negative equity
  • Valuable coverage limits
  • Installment loans and leases
  • Coverage options available for your entire loan term
  • Vehicle Return Plus Option - adds a 90 Day benefit option for short-term life events. (Return or get 3 payments)

Qualifying Life Events Include:

  • Involuntary unemployment
  • International employment transfer
  • Permanent change of station (military)
  • Self-employed personal bankruptcy
  • Loss of driver's license due to illness or injury
  • Physical and mental disability
  • Accidental death
  • Critical illness (including death due to critical illness)

Borrowers enjoy greater security tomorrow knowing they can:

  • Return the vehicle
  • Free themselves from payments
  • Positively eliminate their loan
  • Protect their credit