VSI
Common Objections to VSI (Part One)
Read about some of the most common misconceptions about VSI when compared to CPI in part 1 of our series.
Home Equity LTV
2022 Interest Rate Forecast: What does It mean for Home Equity Lenders?
Lenders agree that a shift in the home-equity market is brewing. In 2022, experts see a more “traditional” business cycle than the last two years.
Blaine Moricle
Oct 15, 2021
Blanket Mortgage
What is TRIA, and does a lender need it?
Insurance is all about planning and being prepared for the unexpected especially in the case of a terrorist attack. Here’s what lenders need to know.
Brian Barnett
Sep 30, 2021
Blanket Equipment
Analyzing CPI – Are “Borrower’s Claims” Really a Member Benefit?
CPI premiums are exorbitant, and their coverage is poor. Force-placed policies can cost as much as 20% of the loan balance, causing even more...
Allen Moss
Sep 15, 2021
Collateral protection
CFPB Prioritized Assessment Targets Auto Loan Servicing
The CFPB agency has identified several unfair acts or practices related to Lender-Placed Collateral Protection Insurance in their Summer 2021 report.
Matt Moore
Aug 16, 2021
Collateral protection
How VSI Protects Lenders Against Charge-Offs
The increasing trend of DIY insurance solutions could mean a greater possibility that borrowers become uninsured at some stage during the repayment...
Unitas Financial Services
Jul 30, 2021